How net worth calculator works
Your net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most important single number in personal finance, showing your overall financial position at a point in time.
Assets include cash, savings, investments, retirement accounts, real estate, vehicles, and anything else of value. Liabilities include mortgages, car loans, credit card debt, student loans, and any other money you owe.
Enter your asset values as a comma-separated list, and your liability values the same way. The calculator sums each category and subtracts liabilities from assets to give your net worth. A positive number means you own more than you owe; a negative number means you owe more than you own.